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SiloraSilora
Silorav1.0.0

Connect once.
Access every global payment network.

Connect once. Access every global payment network. Silora is the connectivity layer: it instructs, tracks and records. You keep your own commercial, compliance and prefunding relationships with each provider.

Start the quickstartAPI referenceDownload openapi.yaml
Endpoints
20
Webhook events
8
Schemas
46
Content types
2

CONNECT

One integration to reach multiple global payment networks. Providers are subscriptions, not rewrites.

ORCHESTRATE

Intelligent routing, tracking and monitoring on every payment flow, with the routing decision returned to you.

TRANSFORM

Move money across borders with control and confidence — ISO 20022 end to end, evidence at every hop.

Quickstart

Four calls, in the order you build them

Steps one and two are optional and strongly recommended. Step three works standalone and carries the creditor inline — Silora has no beneficiary directory to check first — and step four is how you learn what actually happened — the 202 tells you a payment was accepted, not that it was paid.

  1. 01GET/corridors/{pair}/requirements
  2. 02POST/payments/quote
  3. 03POST/payments
  4. 04POSTwebhook payment.settled
Production https://api.silorapay.ai/v1Sandbox https://api.sandbox.silorapay.ai/v1
curl -X POST 'https://api.sandbox.silorapay.ai/v1/payments' \
  -H "X-Silora-Key: $SILORA_KEY_ID" \
  -H "X-Silora-Timestamp: $TS" \
  -H "X-Silora-Signature: $SIG" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H 'Content-Type: application/vnd.silora.simple+json' \
  -d '{
    "endToEndId": "INV-2026-4471",
    "provider": "AUTO",
    "instructedAmount": { "currency": "USD", "value": "24500.00" },
    "debtorAccount": { "scheme": "US_ACCOUNT", "id": "8901234567" },
    "creditor": { "type": "ORGA", "name": "Meridian Textiles Pvt Ltd" },
    "creditorAccount": { "scheme": "IN_ACCOUNT", "id": "50100234567890", "currency": "INR" },
    "creditorAgent": { "clearingSystem": "INIFSC", "clearingSystemMemberId": "HDFC0000123" },
    "purpose": "P0103",
    "metadata": { "costCentre": "CC-EMEA-07" }
  }'
The creditor rides inline — Silora holds no beneficiary directory. Amounts are strings, always.

Guides

Read these before the reference

The reference is generated from the spec and tells you what exists. The guides tell you what to do, and in what order.

Get startedQuickstartFrom a sandbox key to a settled payment webhook, in four calls.SecurityAuthenticationAPI key plus HMAC-SHA256 request signing, with worked Node and Java examples.Building a payloadCorridor requirementsAsk the corridor what it demands instead of discovering it through rejections.The status channelWebhooksSignature verification, delivery guarantees, and the recovery path when your endpoint is down.When things go wrongErrorsRFC 9457 problem+json, the ISO 20022 reason codes, and idempotent retries.The data modelISO 20022Why the model is ISO 20022, what the Simple profile is, and how the two relate.

Reference

20 endpoints, generated from the contract

Everything below is read out of openapi.yaml at build time. The spec is the product; this site is a rendering of it.

Corridors3

What a corridor requires before you build a payload.

GET
Payments7

Create, track and act on payments.

POSTGET
Quotes1

Resolve routing, FX and fees without creating anything.

POST
Providers3

Provider catalogue, capability and funding balances.

GET
Documents1

Supporting documents for corridors that require them.

POST
Webhooks5

Endpoint management and delivery replay.

GETPOSTDELETE

Four conventions that will save you a day

Amounts are strings

"value": "24500.00", never a JSON number. IEEE-754 doubles silently corrupt money.

uetr is the identity

A UUID minted on acceptance, preserved across retries and re-routes, and the key on every path, event and trace. endToEndId is your reference and is never a path key.

Repeating elements are arrays

Always, even at length one. Write your parser once.

Nothing provider-specific inbound

You may name a rail with provider; you never describe one. Wallets, chains, funding accounts and FX rates are execution facts resolved by Silora.